SBS SOAT reportHas this vehicle been in a crash?
Enter a Peruvian plate and see the SBS report: accidents SOAT covered over the last five years, and every policy on record with its insurer and status. Free, no signup.
The claims record and the policy trail
The lookup returns the report compiled by SBS (Superintendencia de Banca, Seguros y AFP), Peru's insurance regulator, from what insurers report to it: the plate's claims record, meaning how many accidents SOAT covered in the last five years, and every policy on file with its insurer, the vehicle's class and use, the policy and certificate numbers, the coverage window, the status (VIGENTE, VENCIDA or ANULADA), the accidents on that particular policy, and a note when it was annulled or corrected. The report also states the month the data runs through, because the consolidated figures have a periodic cutoff. This is the risk read on a plate: buying used, pricing cover, or working out why a plate has collected so many annulled policies. To confirm today's valid certificate and the vehicle named on it, APESEG reports that side.
- Claims recordHow many accidents SOAT covered for that plate in the last five years, in total and policy by policy.
- Policies and insurersEach policy with its company, policy and certificate numbers, coverage window and status: VIGENTE, VENCIDA or ANULADA.
- Annulments and data cutoffThe note explaining an annulled or corrected policy, and the month the consolidated data runs through.
Common questions
- 01What does it mean when a plate shows accidents?
- That the vehicle's SOAT covered one or more claims in the last five years. The report counts covered accidents, not fault: it does not say who was responsible or how much was paid. And a zero does not prove the vehicle never crashed, only that SOAT was not claimed on.
- 02How current is the data?
- The report states its own cutoff month, for example JUNIO 2026, because SBS consolidates what insurers report to it on a periodic basis. A policy issued in the last few days may not appear yet. For today's picture, the APESEG lookup goes to the valid certificate.
- 03Why are so many policies annulled?
- It is common and rarely a red flag. An annulled policy is usually a reissue, a switch of insurer before cover started, or a record corrected afterwards. Each row's note carries the annulment or correction date. What matters for risk is the accident count.
- 04Is it free? Are there any limits?
- Yes, it is free and needs no account. There is only a cap on lookups per hour from the same connection to prevent abuse, and one plate per lookup. To check a fleet or a batch of vehicles, use the Croma API.
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